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Employee Stock Options
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Expanding Business Financing
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|| Testimonials
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Georgia Real Estate Mortgage Loans || Home Loans
| I'm Traci Gregory. I operate Georgia Mortgage Money.Com from metro Atlanta, Georgia as a gateway
to information on the real estate mortgage programs and home loan programs I have available as a loan officer. They were myriad and plenty. They aren't anymore . . . |
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| Every morning, I have coffee, meditate facing East, and then go pull rates, 'cos that's what you people are interested in first. They start coming in at 8:00 am and finish up around noon. I start taking calls around 8:30. There is a huge amount of information on this website because, whether you believe it or not, rate isn't everything. |
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| We're licensed in Alabama, Florida, South Carolina, Tennessee and Georgia. We are a nationally approved USDA Rural Development Lender, and an FHA approved Lender. |
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| At Georgia Mortgage Money.com, my goal is to get your real estate loan approved. I won't fast talk you, make promises I can't keep, or switch your interest rate at the closing table. And when one of my investors does that, I drop them from my stable. |
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My philosophy is simple:
I do a good job,
and I don't charge excessive fees.
If you're happy, you'll tell people.
If you're unhappy, you'll tell more people.
I accept those as facts to live by.
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FHA STREAMLINE REFINANCE
Did you know you can do a streamline refinance of your FHA loan with NO Appraisal?
The maximum insurable mortgage is the lower of the two calculations below:
· Original Loan Amount: The original principal balance of the existing FHA insured mortgage, including any upfront MIP, plus the new UFMIP being charged on the refinance; OR
· Existing Debt: The sum of the existing FHA insured first lien, closing costs, accrued late charges, escrow shortages, reasonable discount points and the prepaid expenses necessary to establish the escrow account minus any refund of UFMIP plus the new up-front MIP. The existing first lien may include the interest charged by the servicing lender when the payoff is not received by the first of the month but may not include delinquent interest.
Did you know you can do a streamline refinance of your FHA Loan with only your mortgage payment as your credit?
The maximum insurable mortgage is the lower of the two calculations below:
· “Maximum loan-to-value percentages” multiplied by the appraised value, exclusive of closing costs; OR
· Sum of the existing FHA insured first lien, closing costs, accrued late charges, escrow shortages, reasonable discount points and the pre-paid expenses necessary to establish the escrow account minus any refund of up-front MIP. The existing first lien may include the interest charged by the servicing lender, when the payoff is not received by the first of the month, but may not include any delinquent interest.
Did you know you can do a streamline refinance on your FHA loan even if you are now renting it out?
Investment properties, even if originally acquired as principal residence by the current borrowers, may only be streamline refinanced (FHA to FHA) without an appraisal for the outstanding principal balance. The term of the mortgage is the lesser of 30 years or the remaining term of the mortgage plus 12 years.
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For a clear assessment of the options that best fit your needs,
email me at traci@tracigregory.com
or call me at 404.578.6145 |
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* Programs, Rates & Terms subject to change without notice
GeorgiaMortgageMoney.Com
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©
1999-2009 tgregory & GeorgiaMortgageMoney.com. All Rights Reserved.
GeorgiaMortgageMoney.Com is an intellectual property owned and operated by Traci Gregory
Corporate Office: HomeStar Financial Corporation | 848 Jesse Jewell Parkway | Gainesville,GA 30501
A Georgia Residential Mortgage Licensee, #17368
equal housing lender
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Cobb Chamber of Commerce Member |
Georgia Association of Mortgage Brokers Member |
National Association of Professional Mortgage Women Member |
National Association of Mortgage Brokers Member |
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Georgia Mortgage Money, Florida Mortgage Money ||Pallas Financier LLC your Source for HedgeLoan® stock-secured loans. Interest-only, fast closing. HedgeLender.
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